RBI Guideline Compliant Secure API Integrations Cloud Based

Enterprise Digital Lending OS for NBFCs & Fintechs

Automate lead origination, rule-based credit decisioning, LMS ledger management, and collection CRM on one single white-label platform.

Book Live Demo Explore Workflow
Banking-Grade Infrastructure

Request Live Product Demo

Get customized access to LoanOS Web CRM & Mobile Apps

Instant PAN Verification • Aadhaar eKYC • CIBIL & CRIF Bureau Pull • Bank Statement Analyzer • Aadhaar eSign • eMandate / NACH • WhatsApp Collection Reminders

Built For Modern Financial Entities

NBFCs Fintech Startups Payday Lenders Salary Advance Platforms Micro Finance Institutions
Interactive Workflow Tour

Automated Loan Journey Lifecycle

Click through the steps below to experience how LoanOS handles processing in seconds.

Modular Operating System Architecture

Complete suite of dedicated modules for every operational unit

Customer Onboarding Portal

Frictionless self-service journey for new loan applicants with real-time verification APIs.

Mobile OTP Login
PAN Verification API
DigiLocker Integration
Bank Statement Analyzer

Loan Origination System (LOS)

Automates credit evaluation, rule-based underwriting, and fraud checks.

Lead Management Pipeline
Bureau Checks (CIBIL/CRIF)
Risk Scoring Rule Engine
Auto Approvals

Loan Management System (LMS)

Core ledger engine to calculate interest, generate schedules, and manage active loans.

Interest Engine
Repayment Schedules
Foreclosures & Settlements
Automated Loan Closure

Collection CRM & Reminders

Maximize recovery rates and minimize NPAs using automated reminder workflows.

Due Tracking & Call History
Promise To Pay (PTP) Logs
WhatsApp & SMS Bots
NPA Recovery Dashboard

Customer Mobile App

White-label Android mobile app for borrowers to track loan status and pay EMIs.

Real-time Loan Tracking
Integrated Payment Gateway
Download Sanction Letters
In-App Notifications

Central Admin Dashboard

Complete control over employees, branches, product setups, and business intelligence reports.

Disbursement Reports
Multi-Branch Hierarchy
Role-Based Permissions
Audit Logs

Built-In Verification APIs

API suites for automated verification and underwriting

PAN Verification
DigiLocker / Aadhaar
Bank Analyzer
CIBIL & CRIF Pull
Aadhaar eSign
eMandate / NACH
WhatsApp Automation
Payment Gateway

Frequently Asked Questions

Yes, LoanOS is a complete white-label solution. You can deploy it under your company's branding, custom domain, logo, and published mobile application.

Yes. Our open API architecture supports rapid integration with any third-party gateway, credit bureau (CIBIL, Experian, CRIF), or banking vendor.